ponturo. The bridge between Business and IT.

A bridge connects – it joins points that were previously separated. Even in the financial services industry it is important to join two "worlds". Professional and technical challenges must be overcome and viewed in an integrated manner in order to face the challenges of the future, for instance, in accounting and regulatory reporting.

As a specialized consulting company for financial services providers we have been building exactly this interface between professional and technical subjects since our foundation in 2004. To form a bridge between business and IT.

"ponturo" gets its name from "pons in futuro" – the bridge to the future. Let us get together and shape your future as a business using the latest technologies, e.g. from the SAP environment. How can we help you?

A bridge carries responsibility.

Bridges stand for reliability. This is exactly what you can expect from ponturo. Our work is based on a firm foundation of values which determine our actions:

Well-founded expertise. Based on long-term experience.

ponturo is a team of highly experienced consultants. We have continuously expanded our know-how spectrum in a targeted manner ever since the company was founded and acquired specialists who know their fields very well. We can also ensure a sustained wide and deep spectrum of knowledge of current topics for all employees through regular internal and external educational and training measures.

Highest quality standards. For the best results.

Quality can be measured in many aspects. We believe that quality must first of all be oriented strictly towards your goals and needs and in doing so keep an eye on your future challenges. The sustainability of the solutions we design and implement is thus one of our most important premises. We impose the highest demands on ourselves and thus ensure by means of internal quality assurance that we only deliver the best possible results to you.

Together as partners. In every project phase.

Trust is essential to us. This means both internally at ponturo and in our cooperation with our customers. Together with you we always view ourselves as one team. We use the benefits of our external perspective to tackle the specific challenges for your company. Respect and honesty in our collaborative effort and our interactions are a matter of course for us.

Our team.

We have a large team of experienced consultants who are curious, creative, and have excellent networks. Find out more about the members of the Management Board of ponturo here:

Holger Eiser

Holger EiserGraduate Business AdministrationBank Clerk

Holger Eiser (Born in 1974)

Since January 2006 I have been working with ponturo consulting AG and am responsible for the areas of core banking, sales, and strategic development.
After training as banker, I completed my Business Administration degree (Diplom) at the University of Pforzheim.
My professional career began in 1999 in the area of e-commerce. Since 2001 I have been working mainly with the implementation of SAP systems in the banking industry. My consulting service today focuses primarily on project management, financial reporting, core banking systems, controlling and data management.

Jörg Heckeroth

Jörg HeckerothGraduate Business AdministrationBank Clerk

Jörg Heckeroth (Born in 1972)

I am one of the founding partners and as Chairman of the Board I am responsible for the Personnel, Organization, Controlling, Marketing, and Sales departments as well as for strategic development.
After my training as banker, I completed my Business Administration degree (Diplom) at the University of Cologne. I also obtained an MBA at the Eastern Illinois University (USA).
My professional career began in 2000 with projects in the areas of SAP Core Banking and SAP Bank Analyzer. My consulting focus today lies in the areas of project management, reporting, organizational and process optimization, and change management.

Jürgen Kriszio

Jürgen KriszioGraduate Business AdministrationBank Clerk

Jürgen Kriszio (Born in 1969)

As partner and Deputy Chairman I am responsible for the areas of banking regulation as well as Sales and strategic development. After my training as banker, I completed my Business Administration degree (Diplom) at the University of Hamburg with an emphasis on business IT. My professional career began in 1999 with projects in the area of the roll-out of standard software for the credit business. After managing Bank Analyzer projects for many years, today the focus of my consulting activities lies in Data Management and Reporting.

Jörg Müller

Jörg MüllerGraduate Business AdministrationBank Clerk

Jörg Müller (Born in 1971)

As one of the founding partners and member of the Board I am responsible for our business area Subledger Accounting Insurance, as well as Sales and Strategic Development. After my training as banker, I completed my Business Administration degree (Diplom-Betriebswirt) at the University of Applied Sciences in Augsburg. I started my career in 1999 with projects in the areas of SAP Core Banking, SAP Profitability Management and SAP Bank Analyzer. My consulting focus today lies in the areas of Project Management, Accounting / Subledger Accounting Insurance and Corporate Management.

Our partners.

We work together with a number of partners with great success and trust. They allow us to supplement our content portfolio for the benefit of our customers. It is of course understood that we demand the same quality standards from them as from ourselves.

Sap Partner

As market leader for corporate applications, SAP SE helps companies of all sizes and sectors to operate their business in a profitable manner, to keep adapting consistently and to achieve sustained growth. From the back office to the management board, from the warehouse to the shelf, from desktop to mobile device, on premise and in the cloud – SAP solutions and services simplify processes and make it possible for people and organizations to work together more efficiently and use business information more effectively (source: www.sap.de). ponturo has been a SAP Service Partner for many years.

Sap Fioneer

SAP Fioneer builds software solutions and platforms that enable banks, insurance companies and challengers to run, transform and grow at scale and speed, using world-class technology. SAP Fioneer's products and services fully focus on accelerated innovation in banking, insurance and software solutions specific to the financial services industry. They enable their customers to innovate and transform their business by meeting the needs for digital innovation and cost efficiency in financial services. 

Logo Compricius

COMPIRICUS, a company of the X1F Group, is one of the leading international software and consulting companies with process and system solutions for investment/debt, treasury and risk management. We are an SAP Implementation and Development Partner, Bloomberg Development Partner and FIS Certified Partner. As result of our unique know-how in these areas as well as in-depth business management expertise, we guarantee our customers high-quality process and system solutions in the field of international accounting, statutory reporting, cash/liquidity management processes, procedures in investment management, treasury controlling and compliance as well as internal and external reporting.

Logo bearingpoint

BearingPoint is an independent, partner-managed consulting company, that combines industry-specific managerial- und professional expertise with new technical possibilities and its own product developments. Its customers are well-known, world-wide operating companies, financial institutions and public authorities. Among other things, BearingPoint is one of Germany’s leading consulting companies in the sector of SAP for banks, insurance companies and financial service providers.

Logo Q-perior

The Q_PERIOR AG is a business and IT consultancy operating internationally. Q_PERIOR supports large companies and large SMBs with integrated technical and IT competence. In addition to specializing in insurance, banking, industry, and the public sector, Q_PERIOR offers a consulting spectrum that spans across the areas of audit & risk, acquisition, business intelligence, finances & controlling, customer management, project & implementation management, strategic IT management, and technology.

Our commitment.

We look at building bridges in the literal sense even in other respects. For years, we have been supporting two organizations and associations that help disadvantaged children by building a bridge to a better life.


ponturo supports the association Herzenswünsche e.V. that fulfills long-awaited desires of severely sick children and adolescents. Fulfilling a long-held dream helps them significantly with managing their often very stressful everyday lives in the clinics and gives the children new courage and strength.

Herzenswünsche e.V.

Kinder in Not

The action group Kinder in Not (translated as Children in need) has set itself the task of helping distressed children in the third world on a purely voluntary basis. We support the Kinder Care Special School in Palamander / India, a day care center and school for children with disabilities. This center cares for and teaches up to 110 children with disabilities with great dedication and love.

Aktionsgruppe Kinder in Not e.V.

Our obligation.

We also want future generations to have a life worth living on our planet. At regular intervals, we check whether ponturo meets the sustainability standards of the SASB (Sustainability Accounting Standards Board) for our industry and initiate measures to further improve our sustainability. Since 2023 ponturo is climate-neutral.

climate-neutral company


Furthermore, as part of our commitment to sustainable and responsible business practices, we have embedded the Ten Principles of the United Nations Global Compact into strategies and operations, and committed to respecting human and labour rights, safeguarding the environment, and working against corruption in all its forms.

Global Compact


This year, ponturo had its sustainability efforts audited by EcoVadis, a global leader in sustainability assessments, and was awarded the Silver Medal for Environmental, Social and Ethical Governance. ponturo was rated better than 85% of all IT services companies evaluated by EcoVadis.